In documentary collection, the exporters present the documents to ______ after goods have been shipped.

A．Forfaiting is a form of trade finance with recourse
B．Forfaiting is the act of purchasing an exporter's receivables (the amount the importer owes the exporter) at a discount by paying cash
C．The forfeiter takes over the buyer risk
D．The purchase is usually guaranteed by a bank in the buyer's country