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( )是银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量，它用来衡量和应付银行的非预期损失。

A.经济资本
B.会计资本
C.监管资本
D.运营资本
【参考答案】

A。解析：经济资本，指银行内部管理人员根据银行所承担的风险计算的、银行需要保有的最低资本量。它用于衡量和防御银行实际承担......

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在采用直接标价的前提下，如果需要比原来更少的本币就能兑换一定数额的外国货币，这说明：( )。
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多项选择题
流动资产的保险金额确定方式有( )。
A按照最近12个月任意月份的账面余额来确定
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C按重置价值确定
D按账面原值加乘数确定
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